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    Gene Garrard
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    Larry Vogt
  • Central Florida Mortgage Banker


  • Florida Mortgage

    The end of life as I know it….

    September 18th, 2007

    …but what a wonderful thing! So, I have done the unthinkable. Just when I thought it would never happen again, Cupid’s arrow hit the mark. Now that I am ENGAGED, life is changing. My bride to be has moved to the Funcoast to make a home with me at Larryland. We have been looking at bigger homes that have enough room for all her STUFF!!!
    So ends the back and forth travel from Florida to Washington, DC. That bodes well for me as I will be able to get back on the water!!!

    Speaking of which, the SKA Professional Kingfish makes its last stop in Little River South Carolina next month. We need two BIG fish to win this event. The waters of North and South Carolina are typically rough that time of year and we will have our work cut out for us.

    The days are getting a bit shorter here but the weather couldn’t be any nicer. The next couple of months bring cool evenings perfect for sharing a bottle or three of red wine. The change in season also mean NFL football. Perfect!!!

    See you on the water!

    Bam Bam


  • Frisbee Tossing On Daytona Beach, Florida

    August 14th, 2007

    Here it is mid August and the beach has been better than ever this summer. I have been throwing frisbees for 36 years on Daytona Beach, but the weather and winds have never been better than this summer.

    Life is good and getting better. The water temps have been perfect for body surfing as well. I can’t think of anywhere else I would rather live, so come visit and see for yourself.

    I’m the frisbee tosin’, Mortage Machine,

    Gene Garrard


  • Central Florida Builders Offer Incentives To Buyers/ Excellent Time To Purchase A Home

    August 9th, 2007

    Greetings from the Fun Coast!!! Lots of news to go over, so let me get started.

    NOW is an excellent time to buy a home right here in Central Florida! There are many great homes and condominiums available with great incentives from the builders in Daytona Beach, Edgewater, Palm Coast– all over Volusia County and Flagler County.

    The spring selling season has wound down and sellers are more motivated than ever. Never before have there been such a wide range of homes and locations to choose from. Now is definitely the time to find the property you want in the location you want!

    My Sport Fishing Report
    The Professional Kingfish Tour has one more stop to make in Little River South Carolina before heading to the National Championship in November. Currently, we are ranked 8th, a feat that eludes many. We are out to become Number One! New pics to follow in a week or so!

    My Romantic Life Update

    Last but not least, the better half, my new forever love, will be moving to Larryland in the coming weeks! The end of bachelorhood! Yikes! No worries, I have signed permission to keep on fishin’!

    Until next time, I AM

    Larry,

    The Fishing Mortgage Banker
    ready to hook a great mortgage deal for your next real estate transaction in Volusia County and Flagler County.


  • Mortgage Rates Are A Bargain in Central Florida

    August 9th, 2007

    Mortgage rates are at an all time low all across the country. Florida is no exception. For the best deals on your dream home in Central Florida towns such as Daytona Beach, Ormond, Palm Coast, New Smyrna Beach, , EdgewaterPort Orange or Ponce Inlet contact me Gene Garrard. I’m the man who can make it happen.

    Look around this site. See which properties spark your interest. Fill out this form and I promise I will contact you to arrange financing for your new home anywhere you desire in Central Florida.

    Then you can join me on the beach for a rousing game of frisbee, or a few rounds of golf and a refresingly cool beverage.

    The Mortgage Machine-Gene Garrard


  • Pack The Sunscreen Get Ready For Fun In Daytona Beach, Florida

    July 23rd, 2007

    Shermans Travel magazine recently picked 10 beaches in the U.S. that are perfect for a quintessential family vacation. Included in that top 10 list was Daytona Beach, Florida.

    Daytona Beach has 23 miles of sparkling Florida sand with the promise of plenty of surfside family fun to keep the kiddies content, plus a plethora of off-beach activities to keep them occupied away from the sun.

    Wildlife excursions on the Halifax River and the nearby Marine Science Center offer eco-education, while the race-car simulator at Daytona USA thrills adults and kids alike.

    Or, you can take them instead to the NASA Kennedy Space Center in Cape Canaveral, or to Orlando to see Mickey Mouse and the gang; both are only about an hour’s drive away.

    See you soon in Daytona Beach!

    The Mortgage Machine-Gene Garrard


  • Volusia and Flagler Counties Location Advantages

    June 17th, 2007

    In Florida  we are blessed with more than our share of sunny, bright and comfortable days through the course of any calender year. Florida is a very large state from north to south and from east to west. The Daytona Beach and Palm Coast areas are very centrally located. We sit on the “Worlds Most famous Beach”, but we are located right next to Interstate 95 and Interstate 4. It takes about 1 hour to get to Walt Disney World and the Orlando, Forida area. We are able to travel north, south, and west very easily due to the location.

    The Mortgage Machine-Gene Garrard 


  • Weather in Volusia County

    June 9th, 2007

    Summer on the Florida beaches is one of life’s true pleasures. The water temp is cool and refreshing. Daytona Beach is known as “The Worlds Most Famous Beach”. You have the option of driving your car or scooter for miles on end. There is no beach like this in the world.

    The Mortgage Machine-Gene Garrard


  • Looking for a home on the water…..

    May 22nd, 2007

    Well, Cupid has struck the Fishing Mortgage Banker. There is a special lady in my life. So, I have a dilemma.

    Currently, I own 3 homes on saltwater canals in beautiful Palm Coast, Florida. I have lived in my current home for 7 years and it suits me just fine. Either of the other two suit me just fine. BUT, we will need a bigger house for the two of us and both of our pets!

    That puts me in the market for a bigger, newer home. Of course it needs to be on the water! We will be looking for something in the Daytona and New Smyrna market. It also means that my 3 homes will be available for purchase and they are certainly worth a look!

    Well, I need to get back to home shopping and preparing for the next Pro Kingfish tour and a local event, the Kingbuster 400.

    Let’s all look for some homes and be sure to see me, the Fishing Mortgage Banker for the loans!!

    Larry,

    The Fishing Mortgage Banker
    ready to hook a great mortgage deal for your next real estate transaction.


  • My Name is Gene Garrard and I Want to Help You Find the Right Mortgage!

    May 15th, 2007

    I live in a slice of heaven, called Central Florida. Daytona Beach,  Volusia County, and Flagler County are jewels for real estate in warm climate locations.

    All of Florida has great weather, however, Central Florida is not too cold in the winter and not too hot in the summer. The real estate is still affordable as compared to other Florida markets.

    Find out if you pre- qualify for a mortgage for your new home in Central Florida. Complete this form today.

    I’m Gene Garrard, your Central Florida Mortgage Broker
     phone 386-451-8306


  • Greetings from the Pro Kingfish Tour!

    May 9th, 2007

    larry-king_mackrel3-mod1.jpg

    Larry Vogt, the Fishing Mortgage Banker here, with an update on the
    SKA Yamaha Professional Kingfish Tour
    .We have completed, my team and I, the second leg of the SKA Yamaha Professional Kingfish Tour with a 13th place in the Pro Division and 1st place finish in the Cobia Division. Our 46.55 pound cobia stomped second place by 13 pounds!

    Our two fish aggregate of 66 pounds has moved up the Team Evinrude/Koolau fishing team from 17th to 8th place on the Pro Tour. Follow our season at www.fishska.com

    Visit www.bambamfishing.com for pics of what roams around in the Atlantic Ocean off the coast of Florida. Our next Pro Tour stop is in Port Fourchon, LA, home of some of the largest kingfish in the world!

    Until next time, I’m Larry Vogt, the Fishing Mortgage Banker,
    ready to hook the great mortgage deal for you!